Our proven 6-step process makes building credit simple, transparent, and effective. From consultation to results, we guide you every step of the way.
6
Simple Steps
30-45
Days Timeline
100%
Transparent
Follow our simple, proven 6-step process to boost your credit score and achieve your financial goals.
15-30 Minutes
Schedule a no-obligation consultation with our credit experts. We'll review your current credit situation, understand your financial goals, and determine if tradelines are the right solution for you.
Based on your credit profile and goals, our experts identify the best tradelines for maximum impact. We consider account age, credit limits, utilization ratios, and payment history.
10-15 Minutes
Complete your purchase through our secure payment system. We use bank-level encryption to protect your information. Review and sign the service agreement electronically.
We add you as an authorized user to the selected tradeline accounts. Your information is submitted to the primary account holders, and you'll receive confirmation once placement is complete.
30-45 Days
The tradelines report to major credit bureaus during their next reporting cycle. We monitor the reporting process and notify you when the accounts appear on your credit report.
Watch your credit score increase and unlock new financial opportunities. We provide ongoing support and guidance to help you maintain and build on your credit success.
Here's what to expect from start to finish
Getting Started
Results!
Important Note:
The exact timing of when tradelines appear on your credit report depends on the credit card company's reporting cycle to the bureaus. Most report monthly, so the 30-45 day window accounts for this variability.
We go beyond just selling tradelines—we provide a complete credit improvement experience
Unlike automated services, every client gets a one-on-one consultation with a credit expert who understands your unique situation and goals.
We carefully vet every tradeline account for optimal age, credit limit, payment history, and utilization to ensure maximum credit impact.
If your tradeline doesn't report to your credit within the expected timeframe, we'll replace it at no cost or provide a full refund. Your satisfaction is guaranteed.
We actively monitor the reporting process and keep you informed every step of the way. You'll know exactly when your tradelines post to your credit.
We provide credit education resources and tips to help you maintain and continue building your credit long after the tradelines are placed.
No hidden fees, no surprises. We provide clear pricing, realistic expectations, and honest communication about what tradelines can and cannot do.
Get answers to frequently asked questions about how our process works
You'll need to provide basic personal information including your full legal name, date of birth, Social Security number, and current address. This information is used solely to add you as an authorized user on the tradeline accounts and is protected with bank-level encryption.
Yes! During your consultation, we'll present you with tradeline options that match your goals and budget. You can browse available tradelines and select the ones you prefer. Our experts will provide recommendations, but the final choice is always yours.
No problem! Life happens. Simply contact us to reschedule your consultation at a time that works better for you. Our team is flexible and committed to accommodating your schedule.
You'll receive an email confirmation once you've been successfully added as an authorized user on the tradeline accounts. This typically happens within 1-3 business days after payment. You'll also receive updates when the tradelines report to your credit.
Not really! Once placed, the tradelines work automatically. However, we recommend monitoring your credit reports after 30-45 days to confirm the accounts have posted. You can check for free at AnnualCreditReport.com. We'll also notify you when we see the tradelines reporting.
Absolutely! Many clients start with one or two tradelines and add more later for additional credit score boosts. As a returning client, the process is even faster since we already have your information on file.
We understand that circumstances change. If you need to cancel before the placement process begins, contact us immediately. Once you've been added to the tradeline accounts, cancellations are more complex, but we'll work with you to find the best solution.
We provide multiple ways to reach us: email, phone, and live chat. Your confirmation email will include direct contact information for your assigned credit specialist. We're here to answer questions and provide support throughout your entire journey.
Still have questions about the process?
Our proven process has helped thousands of clients improve their credit scores and achieve their financial goals. Let's start your journey today.
10K+
Clients Served
680+
Avg. Score Boost
98%
Success Rate